Disclaimer
Please read this carefully. This page explains the limits of information on our website and the risks involved in PMS, AIF, GIFT City, unlisted, fixed-income, and other products we introduce. It does not replace personalised advice from a qualified professional.
Last updated: August 2026
1. Purpose and scope
This Disclaimer applies to your use of www.kalviroventures.com and related digital properties operated by Kalviro Ventures LLP (“Kalviro”, “we”, “us”). Read it with our Terms and Conditions and Privacy Policy. By using the Site, you accept the limits described here.
2. Who we are
Kalviro Ventures LLP is an India-based firm focused on curated access to wealth solutions for HNI, UHNI, and NRI investors, including mutual funds, PMS, AIFs, GIFT City strategies, unlisted shares, and fixed-income products, subject to eligibility and product availability.
For identification only: AMFI-registered mutual fund distributor (ARN-335497); APMI-registered intermediary (APRN-06567). Registration display does not mean any regulator endorses a specific product or strategy.
3. General information: not personalised advice
Articles, fund highlights, comparisons, calculators, webinars, and dashboard materials on the Site are for general education and marketing. They are not personalised investment, legal, tax, or accounting advice, and should not be the sole basis for any investment decision.
When we discuss strategies, managers, or product categories, we describe what may be available after our internal evaluation, not a recommendation that any product is suitable for you. Suitability depends on your situation, objectives, risk tolerance, liquidity needs, and applicable law. Speak with qualified advisers before you invest.
4. Investment risks by product type
Mutual funds: Subject to market risks. Read all scheme-related documents carefully before investing. NAVs can rise or fall.
PMS and AIF: Higher-ticket products that can be less liquid, more concentrated, and subject to lock-ins, gating, or performance fees where the documents say so. Suitable only for investors who meet regulatory eligibility and can bear loss of capital.
GIFT City / IFSC products: May involve currency, repatriation, and tax treatment in India and your country of residence, plus frameworks that differ from onshore Indian products. Eligibility is restricted; documentation requirements are strict.
Unlisted and pre-IPO securities: Liquidity risk, valuation uncertainty, transfer constraints, and the possibility of total loss. These are not exchange-traded and may not be available when you want to exit.
Fixed income and credit products: Issuer credit risk, interest-rate risk, and early-redemption or restructuring events. Ratings can change; past coupons do not guarantee future payments. Tax treatment is product- and investor-specific; confirm with a tax adviser and the offer documents.
5. Past performance and forward-looking statements
Performance data, back-tests, or case studies on the Site are illustrative unless stated otherwise. Past performance of a manager, index, or curated list is not indicative of future results. No representation is made that any portfolio will achieve similar profits or losses.
Forward-looking statements about markets, managers, or pipelines involve known and unknown risks. Actual outcomes may differ materially.
6. Third-party managers, issuers, and documents
Kalviro curates access to strategies from SEBI-registered AMCs, portfolio managers, AIF sponsors, and other regulated entities. We do not guarantee the accuracy of third-party factsheets, presentations, or data feeds. Authoritative documents are the offer document, SID, KIM, PPM, and/or agreement issued by the relevant provider.
Subscription, redemption, and account servicing for underlying products follow those third parties’ terms and applicable law. Kalviro is not responsible for manager investment decisions, AMC operational errors, or delays in corporate actions.
7. Tax and legal matters
Tax treatment depends on your residential status, holding period, product structure, and prevailing law (including the Income-tax Act, 1961, and IFSC / GIFT City frameworks where relevant). We do not provide tax filing or legal opinions through the Site. Engage a chartered accountant or tax counsel for advice specific to you.
8. Partner and referral arrangements
Kalviro works with independent advisers, wealth professionals, and distribution partners under written agreements. Referral codes identify introducers; commercial terms for specific funds are disclosed separately and must be confirmed before referral activity. Partners are not Kalviro employees unless expressly stated. Kalviro does not guarantee any partner’s conduct outside agreed compliance standards.
9. Technology, dashboards, and data
Portfolio views, analytics, and alerts depend on third-party data and may be delayed, incomplete, or corrected later. Do not treat dashboard figures as official statements of account; rely on statements from the relevant AMC, registrar, or custodian.
10. External links
Links to regulators, AMCs, or media are for convenience. We do not control external content and are not responsible for their accuracy, security, or privacy practices.
11. Limitation
To the fullest extent permitted by law, Kalviro disclaims liability for losses arising from reliance on Site content, market movements, third-party actions, or technical interruptions. Nothing here limits rights you may have under consumer-protection or financial-regulation laws that cannot be contracted away.
12. Updates and contact
We may update this Disclaimer from time to time. Continued use after changes constitutes acceptance.
Questions: info@kalviroventures.com | No 1 Cooks Road, SPR City, A-2904, Chennai 600012, Tamil Nadu, India | Investor complaints
